TO WHOMSOEVER IT MAY CONCERN

                        PROVISIONAL INTEREST CERTIFICATE

For claiming deduction under sections 24(b) & 80(c) of

the INCOME-TAX ACT, 1961 for the period 01-04-2022 to 31-03-2023







This is to certify that Mr./Ms./Mrs. MURUGAN KAVERI CHETTI/SARANYA V

 has /have been granted a HOUSING LOAN (having

Account Number 560631000103188) of Rs.    30,00,000.00 @ 8.850000 % per annum

in respect of the following property

Property Address:

                         -





The above loan is REPAYABLE in Equated Monthly Installments(EMIs) comprising

Principal and Interest together.

The total amount of EMIs payable from 01-04-2022to 31-03-2023 is Rs.     3,18,672.00

 .The break-up of the amount into Principal and Interest is given below.



PRINCIPAL COMPONENT  : Rs.      1,92,166.04

INTEREST  COMPONENT   : Rs.     1,26,505.95







Date :19-01-2023                                 Accountant/Branch Manager



NOTE : 1. Interest is calculated on monthly rests.

        2. Interest and Principal amounts are subject to change in case of

           Prepayment/s and/or change in repayment schedule.

        3. Principal repayment through EMIs and/or Prepayments qualify for

           deduction under Section 80C if the amounts are ACTUALLY PAID on or

           before31-03-2023

        4.Deduction under Section 80C can be claimed only if:

          i) The repayment of the loan is made out of income chargeable to tax

          ii) The property for which the loan is taken is not transferred before

              expiry of 5 years from the end of the financial year in which the

              possession of such property is obtained.

          For these conditions (i) & (ii), account holder should give self certification or

          declaration to employer.

        5. Interest payable on the loan is allowed as a deduction under Section 24(b).







Address of the Account holder :

2/43A,PAGALAHALLI,

NALLAMPALLI,VIA DHARMAPURI

DHARMAPURI - 636807

TAMIL NADU



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UNION BANK OF INDIA, CHENNAI - INDIRA NAGAR,

37,FIRST AVENUE,, INDIRA NAGAR,,

CHENNAI, PIN - 600020,

Website address: www.unionbankofindia.com